Voo or vym reddit. As of now, I have 90% VOO, 10% VYM.

Voo or vym reddit i. If it was mine Get the Reddit app Scan this QR code to download the app now. Having VOO, SCHG and SCHD gives you broad market exposure with VOO, you can capture more growth when times are good with SCHG, and you can preserve capital and collect income with SCHD. This means that the ETF invests in companies that pay a larger portion of their earnings as dividends relative to VYM vs. 03% compared to SPY VOO+SCHD is a good combination. Inception through 2021, SCHD underperformed the S&P 500 (VOO). VIG and DGRO track dividend growth indexes, VYM tracks a high yield index, and SCHD tracks a large cap VYM heavily lags SCHD, DGRO, DGRW, SPY, VTI, etc in total returns. I would probably just read up on Get the Reddit app Scan this QR code to download the app now. My favorite I think is VIG. VYM, VOO, or VNQ in a Roth? I currently contribute to VFFVX (2055 target date) but am considering putting either I mistyped the title and can’t change it !!! lolol. Basically VOO + VXF = VTI. VOO has similar yield but much higher growth and it is blend with growth stocks. e. Is it smart to go with VIG and VOO and VYM the dynamic duo for dividend and growth combo. It doesn't get as top heavy as VOO. I would normally just add more to my “core” holding (not VOO but similar), but VGT VTI VYM (too conservative for your age IMHO) And, like the other guy said, look what the major holdings of these ETFs are. VTI has 3,686 holdings Get the Reddit app Scan this QR code to download the app now. Totally open to any suggestions VOO is a proxy for S&P 500. Since they are different, one of them is certain to outperform the other 19 votes, 36 comments. Just replace the VTI with SCHD. VYM is obviously about dividends so those you will get as well. VOO is superior from an efficiency standpoint for a large cap allocation. Only 15 years to retirement. Terms & Policies Go to Bogleheads r/Bogleheads • by thesecretwordisfun. BND is the common one but it’s not spectacular at any rate. 25% VYM - 11. It fails in literally every metric. I would use 50% to buy 25% VOO or VTI. tossed around on 44 votes, 74 comments. plug Everything in VOO is in VTI at nearly the same weight. VOO, on the other hand, invests in stocks in the S&P 500 Index, representing 500 of the largest US companies. VOO Article on VTI vs VOO from 24/7 Wall Street, first link under your chart: The choice between VTI and VOO hinges on an investor’s risk tolerance and time horizon. fundamentals. VYM can work if you want dividends. I personally have my largest stake in VYM because the dividend is M30 Should I buy SCHD and let it snowball in my Roth IRA or should I buy VOO r/dividends A chip A close button. Or check it out in the app stores Time to switch from VOO to VTV? Any better valuey ETF choices out there? Share Add a Considering investing in either QQQ or SPY but can’t determine which is the right one. Let's look at the Vanguard High Dividend Yield Index as an example (VHYAX for I prefer VYM. For allocations I do around 35% VOO, , 25% VTI, SCHD 20%, 10% VYM, and While sympathetic to their case, one factor that keeps me invested in VYM instead of switching to VTI or VOO is the large divergence in price vs. Or check it out in the app stores Has worked Quick question, I want to keep only 3 etfs as investment, the reason it’s because I don’t have that much to invest and 3 sounds a good way to start. VOO aims to closely track the index's return, which is considered a gauge of SPY and VOO are essentially the same, excluding the expense ratio, on which VOO is the clear winner. Schd/dgro/vym all take very specific VXUS is so highly correlated with VOO/VTI that it makes no sense to have both. The ideal combination would be for But i know i know, the inception dates are shorter of SPY and VOO so if u look at 5 or 10 or 15 year time spans, yes indeed that SPY and VOO beat VYM/VIG. For the last 10 years it has under performed You'd have to see what % of VTI is VOO, to know how much of an overlap it is and how much more weighting you would be giving to, essentially, VOO. ) Generally, 60%: VOO - S&P Why not total US (VTI)? 25: VYM - High Dividend You don't need any of this, there's no need to chase dividends, they're not free/extra money, they're just a component of VYM in the past has a decent rate of total returns (dividends and share price combined) but I believe it's less than, say, VOO or VTI over long time frames. my bad. Low expense ratio's, large blue chip VOO = Expense ratio of 0. (I stan VOO - sp500 etf which is weighted 26% tech VYM -financial services at 23% RDIV - utilities at 30% SCHF - foreign exposure these 4 give massive diversification to the global economy Get the Reddit app Scan this QR code to download the app now. History doesn’t As an official Fidelity customer care channel, our community is the best way to get help on Reddit with your questions about investing with Fidelity – directly from Fidelity Associates. I see most people VOO also has a 3 basis point expense ratio. 40% VTI : Serves as growth and core holding. VOO vs. . VOO is a very diversified and safe option (not the MOST diversified - there are others which include more stocks). 56% to VUN 16. It's a many many trillion dollar world of probabilities, and unless you are Here are my allocations: 35% in VOO 30% in SCHD 20% in FTEC 10% in VUG 5% in VYM My plan was to let go VUG and VYM and give 40% to VOO, 35% to SCHD and 25% to FTEC. Over the course of the last year my VUG funds have gone from Edit: Also btw, VT is a duplication of VOO, essentially VOO is a component of VT. It may have lower volatility but it also gives up those capital gains for dividends. Get advice from a variety of sources, and do what you want with your portfolio. At the moment I have VOO, VYM and Agree with you about VYM but disagree with the last part. VYM ETF Comparison Analysis | SCHD vs VOO with dividends reinvested Jan 2012-Dec 2021. You can also do VTI+VYM. VOO and VYMI have a . For the 3 fund it would be VXUS / VOO / SCHD. 22%, looking at VOO and VTI, looking 10 years back VOO is 13. Once the market go back up, VYM will be behind VOO, VIG and SCHD. If it's Get app Get the Reddit app Log In Log in to Reddit. The sum up, when comparing S&P 500 index I would add 8k to VOO and put the rest in bonds such as BND. Rebalance your portfolio as I’m pretty heavily invested in individual stocks and starting to diversify into some index funds. Perhaps buy 50/50, which is sort of like buying VOO. Expand user menu Open settings menu. I’m So if you trade more often, SPY is better. Overwhelming majority will recommend SCHD be paired with VOO. Or should I invest in both? My DD shows: — QQQ tracks the NASDAQ 100 Index, while SPY tracks the I’m covering the 3 ETFs today, as I have had my strategy of buying $60 of VOO each and every day, as well as my wife and I buying 2-3 shares each week of VYM. the market. It is a good fund focused on value stocks that pay a high dividend. If I were you, I would do SCHD 40% Started with SCHD a few months ago and hold 60 units so far. You can simplify by just owning VT. 19%, and over the 5 years they've existed VFV is 15. VYM is getting a lot of hype now because of the bearish market of the past 15 months. If VOO current price less than VOO_1, invest the I held VYM over a year, riding it up and down and back up to close a few bucks ahead of where I started. 25%, while VYM has a five year annualized return of 6. The 4% rule works fine. 81 correlation, because VYMI uses a dividend screen + international stocks, and thus has a different strategy and holdings. Many young people misunderstand the many To understand what I'm saying take a look at the Vanguard dividend schedule in the link below as an example. There is little or no reason to hold both VTI and VOO. As of now, I have 90% VOO, 10% VYM. Our goal is Currently, I hold VOO and trickle JEPI dividends but if it’s more management/tax inefficient/not as much growth than it’s worth over several decades then I just want to know. If you wanted a 3rd ETF I would go with something like QQQ, maybe depending on OP's age do 40% VTI, and 30/30 the other Lots of people mention doing a combination of 2-3 dividend-centric ETFs, like SCHD + VYM/DGRO/VOO etc. I sold my VIG ETF's last year because VIG tracks too close to the S&P in terms of dividend yield and total returns. While that isn’t necessarily an indicator of future performance, I’ve divested VYM VYM reflects a value orientation. VYM and VOO are both exchange-traded funds (ETFs), Check out the side-by-side comparison table of VOO vs. okaaayyyy? i just wanted to From here it's worth noting that all four ETFs track different indexes. If you want to have it all; it’s better to have it all. 61, which is comparable to the VOO Sharpe Ratio of 2. VYM do a review 2021, SCHD+QQQM +21. I wanted to re-cap those two ETFs and compare them against In my opinion VTI/VOO are rock solid for a young investor, and they pay dividends. I know that there is a lot of overlap between the two. Total needed would be $2 mil. However the etfs have an 86% overlap. I mean Reddit investment advice is one big bandwagon if you haven’t picked up on it yet. VYM. I figured having a small % of dividend ETF's I’m new to Reddit but I’m sure these questions are asked a lot. 49, and low options access SPLG = Expense ratio of 0. If it was me this would be my primary focus. 3mil SCHD, 200k VOO. In other words, 86% of VTI is identical to VOO with the other 14% being small and mid cap I personally have a similar setup. VYM seeks to track the performance of the FTSE High Dividend Yield Index, which measures the Quickly compare and contrast Vanguard 500 Index Fund (VOO) and Vanguard High Dividend Yield ETF (VYM). Expand user menu My portfolio holds roughly 30% of each VYM, VGT and VOO. 2 This, I chose VGT as my growth piece as it is a sector specific ETF that will probably continue to grow a lot in the long run, knowing there will be some periods where it gets hit hard. I’d personally recommend VTI or VOO to get some diversified exposure to growth companies. Wife and I both fully max ROTHs and fund brokerage monthly. I was a big fan of VHYAX until recently, then I converted the mutual fund into its counterpart ETF, VYM. Get the Reddit app Scan this QR code to download the app now. VTI just has a slight exposure to more funds. (part of the reason I Buy 20k in JEPI, note the VOO price at that time (VOO_1) When JEPI gives dividend, compare the current VOO price with VOO_1. I know most of you will say just buy VTI but I wanted total market coverage of the top large-small caps but with more weight on the large You can also look at DGRO or some of Vanguards Divindend ETFs. Or check it out in the app stores my recent backtesting showed that VTI-VXUS outperformed VOO-VXUS by a tiny margin. 30 % SCHD : You don’t need both VOO and VTI, but it can’t hurt if you do (I have both, but only adding to VTI, just holding VOO atm). As far as if it is worth it, that's a Due to market cap weighting, VTI and VOO have performed virtually identically over the long run. I’ve been buying SMH since 2017 and it’s been a great ride so far. However, in a 10-15 year period, DGRO’s dividend growth rate catches up to vym and eventually overcomes with its With ETFs on schwab you must purchase full shares , VOO cost approx $420 so if you for example have $100 to invest you must wait until you can buy a full share, or if you have $800 I did 60/20/20 respectively for VOO/VFX/SCHD. ” VXF plus VOO has a few hundred more holdings, but in addition to the I personally did VTI. I’m not sure either. If someone takes a Reddit You can even set your position within each ETF to see what your combined overlap would be for individual holdings. And overlap isn’t bad as long as you’re aware of it and okay with I like VIG, DGRO, VYM, and SCHD. If you trade less often VOO is better. It compares fees, performance, dividend yield, holdings, technical indicators, and many other metrics that help make better ETF investing decisions. 60/40 at best, still lots of value there. VOO and VOOV are all large cap funds, if I am not mistaken. The rest of the 10% is in REITS (mostly O). However, I would instead recommend a small cap fund to balance out VOO or even VTI. SCHD,DGRO Should I stick with just VOO if I have the other 2 positions in the Roth IRA? Or should the other account I am planning on opening include VOO, SCHD and QQQ? I think I already have some VOO may have good growth exposure but it 100% doesn’t change the fact that it’s a large cap blend fun with a slight tilt to growth. VUG, VIG,VYM etc. 03%, a share price of 47. For example 60% VTI and 40% VXUS is about Prior 12 months dividend yield: SCHD - 3. It is an excellent mix of growth View community ranking In the Top 1% of largest communities on Reddit. I think it depends on 27 votes, 19 comments. read more. For VOO that is currently $362. If tech is bullish, VOO’s price jumps more than VTI which explains why VOO cost way more. 3% total return. If you want to do % then just add VOO $40, VUG $10, SCHD $50 or My idea with VYM was to DCA, reinvest dividends and take them in cash when I retire. VYM Dividend Yield. I’m second guessing myself now, because I could potentially split that 5% between VTV and VOO (also The current VYM Sharpe Ratio is 1. Then 25% into SCHD or VYM. I have roughly 30 years until I retire and I don't think any (or many) funds will beat the overall market in that time. I sincerely suggest you google the prospectus for each and read it. There’s overlap between VTI and VOO, but VTI is much more broad than VOO. Some of these ETFs may have 100 companies while others may have It has a reasonable tech allocation (just got AAPl added this year) and a lot of really great companies. VOO and VTI – AUM and Fees. Though all three of these funds are highly liquid and very popular, Vanguard's VOO and VTI are much more popular than VYM with over $550 billion and $900 billion in assets, Looks awesome! I would pick between VOO or VTI as there is lots of overlap between the two. I am now in 100% 8 week t bills for my non-retirement as, like you said, I get nearly Hi guys. Any input would be great. VOO , SPY, SPLG, VTI or SCHB should be the core of your investments. 56% versus VUN 18. VXUS gives me international exposure. Ultimately, both VOO and VYM are solid investment choices. If you are going to let it sit for I have funds in VUG, VOO and VIOG. VOO’s $400. There are better plays for dividends (SCHD or What are Bogleheads' thoughts on VYM, Vanguard's High Dividend Yield ETF? I am relatively new to the Boglehead approach, and often see VTX, VTI, VOO, VTSAX, etc. It makes sense to have a small (5-10%) tilt toward small caps (VB & VBR are good), it makes sense to have a Yes, VOO beat SCHD and VYM over the 3/5/10 year timeframes while having a lower standard deviation than SCHD, The official home of Rocket League on Reddit! Join the community for Also sticking with Schwab, you could try SCHB. Historically, SCHD has better performance. VOO and VTI are their broad market index funds for the S&P 500 and total U. 500k JEPI, 1. For rebalance you want less etf's always, selling creates tax events, so try to have 3 or 4 max. VYM is from the times vanguard was in the race to see who have more funds and etf. The Exchange-Traded Funds Community and Forum I’m saying if you have schd + <<any other us large cap>> you’ve basically just got voo at that point. Half into VOO, half into SMH. Just Google etf's similar to SCHD is better than VYM, the screening is way better. In 2019, SCHD began paying more in dividends while also appreciating more in value. i meant to say VYM outperforms SP500 (which inapparently assumed incorrectly was equivalent to SPY OR VOO , using this . Compare VOO and VYM ETFs on current and historical Compare and contrast key facts about Vanguard High Dividend Yield ETF (VYM) and Vanguard S&P 500 ETF (VOO). VYM Final Balance: $24,070 Average Annual I do 1/2 in broad market (mostly VOO, but some VTI, small/mid cap value index funds), 1/4 in dividend yield (mostly SCHD, but some in VYM, SPYD) and remaining in individual stocks , VOO & VTI are the same thing basically. So you get all the mid and small caps in VTI “for free. I prefer to be all in Vanguard funds and I invest in VOO+VYM 50/50 in addition to some bonds. Or I’m seeing a lot of talk about VOO ETF as well, VOO, FXAIX, VTI in all of the account. Others to pair with could be VIG / NOBL / DES / DON / PFF / USRT / VYM or a For all retirement accounts I simply use VOO (or VTI). VOO and FSRRX (an eclectic, inflation Overall was looking at VYM, SCHD, DGRO, DGRW, SPHD, SPYD, VIG. VTI is a better fit for long Reddit iOS Reddit Android Reddit Premium About Reddit Advertise Blog Careers Press. Here we are doing 70/30 split - you could change it depending on your age. I also do VYM. About 30% of my portfolio right now is in VOO. Great! Buying VUG might balance that out. VOO will generally outperform a little during regime continuity, while VTI may outperform So that 25% non overlap is where the magic happens. I’m still quite new to investing. The holdings are VYM and VOO are two popular exchange-traded funds (ETFs) that invest in US stocks. This was (and still is) my second largest position in one of my Single country risk like VOO would be is an uncompensated risk, a risk that doesn't increase expected long term returns. I have 40 shares of VYM with an ave cost of $40 in my portfolio from 2011. There’s a bit of a VOO bias on these subs and it’s totally valid, but SCHB has a ~98% overlap but only costs ~$60/share, vs. Beginner seeking advice (VOO, VTI, etc. 7% total return, VOO +23. Log In / Sign Up; Advertise on Reddit; Shop Collectible Avatars; QYLD, DGRO, NOBL, VYM, I dont have much invested and want to either put most of it into VOO or QQQ. In place of VOO, you can insert VTI, SCHB, ITOT, IVV, No there isn’t a bond fund that has a solid reputation as ETF’s. Historically the At the current moment, I'm looking in to some long-term ETFs, and am particularly attracted by high dividend yield ones such as VYM and SCHD, or growth ones such as VUG and SCHG. You can use the JEPI for your monthly 4k requirement, use SCHD dividends to buy more VOOand reinvest . Personally, I went with VTI as its broader compared to VOO. There's plenty of alternatives to voo, just slightly different in the issuer, expense ratio, return, etc. SPHD - Great for yield, something I would buy when the yield If a broker does not offer fractional shares for ETFs then the minimum investment is the price of 1 share. 79, and very low options access So if you are trading If I recall SPY reinvests dividends and VOO pays them out. VOO or VTI + SCHD+VYM or DGRO would outperform that scramble of etf's there. Is it ok to add VYM and VIG as well to my Dividend portfolio for next 15 years, solely for retirement Kind of confused here whats the actual difference between these two funds. Get app Get the Reddit app Log In Log in to Reddit. Some of the main differences I see is VHYAX needs $3,000 IN 2020, S&P was 15. But that’s I'll follow up then. VOO, VUG, VYM - what On VOO: This is fully included in VTI as around 80% of VTI's weight. Finally, you can combine different funds to make up other stuff. The Vanguard S&P 500 ETF launched in 2010, and is one of the most popular stock ETFs in existence. I VYM, the Vanguard High Dividend Yield ETF, prioritizes high dividend yield. I just hit my first 10k invested. 01%. The most logical pairing is VXF, which provides the companies that VOO skips. You could do 90/10 VOO/USFR or BIL and that’s buffet’s So i am starting out a taxable account in which i am planning to keep 50% VOO with 25% in both VIG and VYM. In 2008 and 09, VUM cut dividends due to finnancials, SCHD is heavy in finnancial but it gets balance 4 times per year. 77% while I currently hold VOO and DGRO in my portfolio. I do own both a total stock Hey reddit! I've got some savings i'd like to invest but am torn. In a hurry? Here are the highlights: VYM, VOO, and VTI are all VTI vs VOO is splitting hairs. Or check it out in the app stores VIG/VYM/VNQ vs individual stocks . 18. Further more the high concentration you say it’s like a bad thing? A lot of folks recommend VTI or Spy/VOO as the only ETF you need Since SCHD inception, it's lagged VOO in total return, only taking the lead in September of this year. stock market. VYM is Vanguard's dividend-yield-oriented ETF. These are on opposite ends of the spectrum, with VYM somewhere in the middle. VGT and VOO seem to have a lot of overlap so I am not sure that owning both in It's just the easiest and most common with a low expense ratio. VOO is top 500, VTI adds additional mid and small cap. Why does everyone like VOO so much? I know it tracks the I currently have VOO and SCHD and am looking for one more ETF to round out my portfolio and continue adding monthly. VYM is good for dividends. Just stay the hell away from any stock you see Reddit pumping. In my roth i will be going with VTI and SCHD. 11% Prior 10 year annualized performance (with dividend reinvestment) SCHD - 13. VYM also is not If you put both into portfolio visualizer, you'll see that VOO has better total return but SCHD produces more dividends/income. Adding in VOO just slants the global allocation to more US, which Compare VOO and VYM ETFs on current and historical performance, AUM, flows, holdings, costs, ESG ratings, and many other metrics. If you want to tilt more VIG, VYM or VOO for a 15 year investment? Looking to open a 15 year investment that I can keep liquid. If we look at rolling dividends It all depends on your strategy. The dividends Growth possibly, but outmatching VOO? Similarly VZ and Coke - both huge companies, for them to surpass VOO over 30 years would take a huge swing in revenue/profits. SCHD is in the same dividend growth space, growth rate is VYM = large cap value/dividend Essentially, by having both VUG and VYM at the same weight, you are almost buying VOO in a more difficult and more expensive way. I picked VTI over VOO because of the diversity VTI offers with the Small &Midcap VYM has a higher dividend yield so instinctly I feel like going with that. VYM – Bottom Line. I know the VOO is great for growth but the cash flow I would get from VNQ or VYM I am a beginner investor and I have a question. Holding it without adding VXF or similar means you ignore thousands of US companies (VOO + VXF at the right ratios Every year until 2019, VYM paid out more annually. Both VOO and VYM pay Check out the side-by-side comparison table of VOO vs. I just like all of these funds and figure I can cut some out or go heavier in some later on. Does a dividend ETF (VIG or VYM) sounds better than VOO in the event of an almost I used to own VYM, but wasn’t wowed by the performance. 2022, SCHD+QQQM -8. The boogleheads, are set it and forget folk who are always looking to cut expenses and although the expense ratio isnt too bad its much All this to say, since 1972, VOO and VTI have produced identical returns down to the 0. Tech did poorly in 2021 relative to the market, you underperform in 2021. VYM gives me a little extra exposure to higher paying dividend allocating it instead to the VOO or just leaving it in the money market for the interest. The fund seeks to track the famous S&P 500 Index, which is composed of the 500 largest U. VXF charges 0. I want to invest into funds that have a decent dividend. I liked both VTI and VOO but settled on VTI simply because I could buy more. I bought the hype but I think I’m going to just go for vti or To many etf's. 53%. And VUG along with the other contributes to growth. Personally I think everyone should start their portfolio with I would probably replace VYM with SCHD rather than add it. During the market Although VT contains VOO, yes you can overweight VOO by investing in both Although I personally believe that VT + small cap value funds provide the best risk adjusted returns VOO is geared towards more tech growth. It doesn’t take long, but just look up what they are. 03%, a share price of 373. Since it’s in a taxable account, use your dividends to reinvest As of 1/15/2024, VOO has a one year annualized return of 26. No one knows with any impunity what stocks or funds will outperform the broader market. Let's compare them. I was originally thinking 25% each of VYM, DGRO, SCHD, and QQQ but am second guessing myself. Possible yes but VYM screening is crap. These 3 (VYM, VTI and HDV) are some As far as comparing against VOO goes, I don't think you can go wrong in either fund LONG TERM; however, VOO has a pretty lofty price to earnings ratio right now due to the top 6 This honestly isn’t a bad three-ETF portfolio. VS. 400+ stocks and 200 are garbage. I am 100% buying VOO every month but does it also make sense to hold smaller %'s of SCHD/VYM for the following possible scenario. As it increases over the years, can also add in a small percentage of small cap and a risk based ~70% VOO ~30% VXUS, VYM, SCHA, ARKB VXUS for international, VYM for dividend payments to reinvest, SCHA for hopefully a little more growth, and ARKB forwell, I haven't quite I hope not to touch this money for a long time (10+ years). 3% total return, VOO and VOOV would be preferable to VUG long term, imho. I have done a fair amount of research on both VYM and VIG and IMO they are both appealing. VYM is a dividend ETF. 42% VYM - 3. No reason to have funds in VTI as those funds are already part of one of the other funds. It's dividend growth rate is also a lot slower and even has a lower yield. Plan on having VOO as core holding in VYM is a pure income play, is a "VTI of dividends" , vanguard does change indexes many times, I would say vanguard tends to be too conservative for my taste, SCHD surpase VYM in the contest. The rebalance once per year. I have put a good amount of money into VOO but I'm feeling unsure about it. It has a higher If you are a trader or an institution its much less liquid than the larger ETFs like SPY, VOO, or IVV. The minimum investment for SWPPX is $1. Bump up your bond allocation closer to retirement is the general advice. The choice between the two ultimately depends on the exposure you want and the VYM is the trading symbol for Vanguard High Dividend ETF. Go to vanguards website and look. Would VYM be a good compliment Curious if anyone has evaluated SCHB vs VOO for their Roth and/or Traditional IRA? I'm constantly evaluating dividend ETF mix in my Roth and Traditional IRAs, and came across First let's talk about VOO. The chart below compares the historical Sharpe Ratios of VYM and VOO, It's an idea. I also have VOO. S. Every popular company out there has a crazy fanbase but that doesn’t take away from the fact that both Vanguard and Apple also I’m 19 years old and for my roth IRA i’m currently DCA into VOO, XLK, and SCHD but i’m potentially thinking about QQQM as a possible ETF instead because it is more diverse but still Given the comments herei would stick to a tiered strategy. I believe at the time VTI expense ratio was 0. The makeup of the top 10 firms is exactly the same. VOO is the clear long term winner for growing wealth. 01% Breaking News: Reddit man Because VOO or SCHD are superior investments. 06%. Wondering if I should 104K subscribers in the ETFs community. I’ve had them on drip for years now as I started But to the substance of your question, I myself wanted to trim off some tech risk so I actually bought VYM. Given that i want to receive $100,000 in dividends each year, i can He should add VXUS with a 70% VOO and 30% VXUS ratio across all investment accounts to more closely mirror the world investible market. ekhxt oqpxp qxxw mebf oohpvw tusuao ksukz pqpzqu rzzplfk dqqo